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Lending You Can Grow On

Land Loans

  • Fixed, Long Term Rates Fixed rates for term of loan up to 30 years
  • Flexible Terms Payment options to meet your cash flow – monthly, quarterly, semi- annual, annual
  • Down Payment Options No down payment? No problem, we have programs available for you
Round bale of hay in front of a blue sky
Farmer holding his infant daughter, looking at cows

In-house appraisers

Our team of experienced Certified General Appraisers are knowledgeable, professional and follow the Uniform Standards of Appraisal Practices approved by the Appraisal Foundation.

Land Loans Include

• Purchase, improve or refinance rural land. • Farm or ranch land • Recreational or investment property • Make lasting improvements to your property

In-house appraisers

Our team of experienced Certified General Appraisers are knowledgeable, professional and follow the Uniform Standards of Appraisal Practices approved by the Appraisal Foundation.

Land Loans Include

• Purchase, improve or refinance rural land. • Farm or ranch land • Recreational or investment property • Make lasting improvements to your property

Operating Loans

  • Livestock Loans funding for cattle, other livestock purchases and operating expenses
  • Farm Operating Loans funding for all of your input needs
Stocker calves in front of a blue sky
Grain silos in front of a blue sky

Flexiblity for your Ag Operation through our automatic sweep accounts

Flexiblity for your Ag Operation through our automatic sweep accounts

Equipment Loans

  • New and Used Equipment
  • Competitive fixed rates and terms
  • Dealer Programs Available
  • Short Applications and Quick Local Decisions
A combine in front of a sunset, harvesting wheat
Grain silos behind rows of corn
A farmer climbing into a tractor
Tractor loading round bales onto a trailer

For the purchase or refinancing of:

Irrigation Systems
Trucks
Tractors
Farm Vehicles
Farm Implements
Buildings
or any other equipment

For the purchase or refinancing of:

Irrigation Systems
Trucks
Tractors
Farm Vehicles
Farm Implements
Buildings
or any other equipment

Livestock Loans

  • Competitive Fixed Rates and Terms 2 to 7 years on breeding stock
  • Line of Credit Stocker and Feedlot Cattle financing available
Line of cattle eating on a lot

Our team has the knowledge, experience and financing options available to help your operation succeed

Our team has the knowledge, experience and financing options available to help your operation succeed

Agribusiness Loans

  • Providing lending programs for agribusinesses that produce, process, and market agricultural products We also finance agri-businesses that provide "on farm" services.
Two hands with wheat seeds
Ariel shot of a farm operation
Farmer in a wheat field at sunset

Ask us about...

Operating loans
Inventory loans
Financing or leasing of equipment, vehicles, structures
Financing fixed assets like plants, buildings, fixtures as-well-as construction or expansion​

Ask us about...

Operating loans
Inventory loans
Financing or leasing of equipment, vehicles, structures
Financing fixed assets like plants, buildings, fixtures as-well-as construction or expansion​

Rural 1st® Home Loans

  • Flexible Home Loans Designed Specifically for Rural Properties Whether you are purchasing Land, building a home, or expanding your rural property we have financing that fits your needs.
  • Farm Credit of Western Oklahoma in Partnership with Rural 1st® We have dedicated, knowledgeable, staff members to work with rural home loan customers.
  • Farm Credit of Western Oklahoma is an equal credit opportunity lender / equal-housing lender.
Farm house and county driveway at sunset
Ariel shot of a farming operation

If you dream in acres, our rural home loan team is here to help you with the financing to make those dreams reality.

If you dream in acres, our rural home loan team is here to help you with the financing to make those dreams reality.

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