Real Estate Loans
Mortgage loans for the purchase, refinance or improvement of farms, ranches, facilities, agribusiness and rural homes. Loan terms from 5 to 30 years with monthly, quarterly, semi-annual or annual payments. Fixed, adjustable and variable interest rates. We can tailor a loan you meet your needs. Farm Credit of Central Oklahoma is an Equal Housing Lender.
Livestock, Equipment and Operating Loans
Financing for livestock such as beef cows, beef stockers/feeders and dairy cows. Loans for most all agriculture related vehicles, machinery and equipment. Loans for annual operating funds necessary for the seamless operation of any agriculture business. Interest rates, loan products and terms tailored to meet the specific needs of the operation.
Farm Credit Leasing
Diverse leasing options for virtually all vehicles, machinery and equipment used for agriculture operation. Leasing terms range from 2 to 7 years with a variety of options available at lease expiration.
Credit and Term Life Insurance
Insurance products designed to work together with our loan products to protect the future of you family and agriculture operation. With products such as Credit Life & Disability, Credit Life or Level Term Life we have a product available to meet your needs.
Crop Insurance
Protect the annual investment in crops with Multi-Peril crop insurance or basic Catastrophic coverage on all available crops.
Young and Beginning and Small Farmer Program
At
Farm Credit of Central Oklahoma, we understand
agriculture is one of the most demanding and
difficult industries, especially for those just
starting out. We also recognize the future of
agriculture is dependent upon those willing to take
up the challenge.
In
a calculated effort to ensure the future of
agriculture and promote Rural America, Farm Credit
of Central Oklahoma has the flexibility and tools
available to create a loan program for the young,
beginning and small farmer/rancher. An equally
important piece to our YBS program is the
dedication, experience and expertise of the Farm
Credit of Central Oklahoma lending staff, especially
when working with applicants who do not meet typical
loan underwriting standard. In addition to
tailoring one of our flexible financing packages to
meet the unique credit needs of a young or beginning
farmer, the combined experience of our staff has the
ability to work with various Federal and State
programs to help make your dream a reality.
=
A
young farmer is 35 years of age or younger.
=
A
beginning farmer has less than 10 years of farming,
ranching or aquatic agriculture experience.
=
A
small farmer produces $250,000 or less in gross farm
sales.
Before you decide your dream to become a farmer or
rancher is beyond your reach, give one of our loan
officers a call at 1-800-585-2421 or reach us by
email from the “Contact Us” page.
Fill out Online Loan Application